Conventional Loans
Krysten Bunn, Broker / Owner at Lotus Home Loans
Conventional Loans
Conventional Loans
What Are Conventional Loans?
Quick Qualification Check
Conventional Loan Requirements
2026 Conventional Loan Limits
Conventional Loan Benefits
Frequently Asked Questions
Ready to Get Started?
LOAN PROGRAMS
Traditional Financing with Competitive Rates
The most popular mortgage option offering competitive rates, flexible terms, and no government backing required. Ideal for borrowers with good credit and stable income.
Conventional loans are mortgages not insured or guaranteed by a government agency. They are offered by private lenders and typically follow guidelines set by Fannie Mae and Freddie Mac, making them the most common type of home loan.
See if you qualify with no impact to your credit score.
Understanding loan limits helps determine which conventional loan type fits your purchase.
Explore your conventional loan options and find the perfect financing solution for your home.
Making homeownership feel welcoming and achievable for everyone.
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