Conventional Loans

Krysten Bunn, Broker / Owner at Lotus Home Loans

Conventional Loans

Conventional Loans

What Are Conventional Loans?

Quick Qualification Check

Conventional Loan Requirements

2026 Conventional Loan Limits

Conventional Loan Benefits

Frequently Asked Questions

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LOAN PROGRAMS

Traditional Financing with Competitive Rates

The most popular mortgage option offering competitive rates, flexible terms, and no government backing required. Ideal for borrowers with good credit and stable income.

Conventional loans are mortgages not insured or guaranteed by a government agency. They are offered by private lenders and typically follow guidelines set by Fannie Mae and Freddie Mac, making them the most common type of home loan.

See if you qualify with no impact to your credit score.

Understanding loan limits helps determine which conventional loan type fits your purchase.

Explore your conventional loan options and find the perfect financing solution for your home.

Making homeownership feel welcoming and achievable for everyone.

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Conventional Loans | Krysten Bunn | Lotus Home Loans